This is one of the main obstacles to a greater participation of the private sector in financing long-term projects. In other words, the effective release of a loan encounters both macroeconomic (recession, inflation, high taxation, high interest, etc.) and microeconomic (business-financial-accounting day-to-day business) obstacles.
Companies that are going to request some type of financing from a development bank, whether public or private, need to be aware that they are requesting financing and that the resources are financed and not donated, as the so-called lost fund resources.
In parallel with the concern with financial viability, it is essential that the supported projects generate positive externalities for the entire society, bringing tangible improvements to the region where it is being implemented, both in terms of economic growth and in terms of the sustainability of social inclusion and environmental.
VIVA BANK has a portfolio of projects in various segments, such as infrastructure services, basic industries, agribusiness, sustainable mining, health, clean energy, education, civil construction and projects of various types of technologies, among others, prioritizing mitigation of risks in all operations, with an attractive profitability in this market. Our products and services have unique and specific characteristics, with more competitive rates, agile services, and little bureaucracy.
The essence of development banks cannot be lost sight of. Projects linked to fundamental areas such as health, sanitation, education and transport have the capacity to produce positive impacts for the population in the areas covered by these projects, provided they are strategically elaborated and anchored in reality.
Even developed economies need institutions that act to meet demands not adequately met by commercial banks, the so-called market failures.
VIVA BANK has been working more and more towards important investments in Brazil that lead us to build a new economy with social inclusion and unequivocal sustainable development.
There are many challenges for Brazilian society, which also include the preservation of the environment. This concept has been among the most debated for a long time at the United Nations and in any part of the world, including Brazil.
In addition to the issue of sustainable development, we must focus on sustainable human development, which can never be dissociated. Economic sustainability, social sustainability and environmental sustainability must coexist, objectives that have been relentlessly focused on by our team at Viva Bank, which is a private development bank, which complies with the law on Civil Society Organizations of Public Interest (OSCIP's), subject to the strictest operating rules in the market.
The international investment funds that we are bringing to Brazil are aware of the importance of this partnership with us, in extremely competitive terms. Our work ahead of VIVA BANK is guided by these same principles and moral values. We have a technical team of important institutional articulation, and highly qualified professionals in the most diverse sectors, contributing over the last few years to the construction of programs and projects of national strategic interest in many regions and states of Brazil.
In a productive partnership with the private and sovereign funds of this great regional articulation – with a global impact -, VIVA BANK wants to become the Digital Financing Gateway for national and regional Sustainability and to be a financial operator that contributes to all who want to promote a vigorous and necessary ecological reconversion of the economy, in the areas of investment, financing, production, marketing, distribution, transport and consumption.
We are convinced that we will come out of this moment stronger and with new partnerships, putting ourselves at everyone's disposal to contribute to the respective purposes with our structure to face the challenges that have deepened even more in these times of pandemic, with the firm intention of acting jointly for the presentation of urgent solutions.
The world is moving towards the global digitization of the entire social fabric, this is a fact, but this digital world will be increasingly human if we place all its fantastic scientific-technological achievements in favor of peace, multilateral cooperation and the well-being of people. peoples within a world that we want peaceful, fraternal, solidary, developed and coexisting happily and harmoniously with nature preserved and refreshed.
And VIVA BANK is modestly available for us to follow and build, together, these noble ideals.